“Truly Independent Financial Advice”

At Generational Wealth Management (GWM), we are proud to offer truly Independent Financial Advice. Our founders have decades of specialist experience helping clients with their Pension, Investment and Estate Planning needs.

Helping clients accumulate, protect and distribute their wealth in the right way, at the right time

We recognise that the creation of wealth takes enterprise, vision and usually a mixture of hard work and good fortune. For these reasons, most of us want to strive to protect that wealth and ensure that it not only serves ourselves during our lifetime, but then passes on to future generations in an appropriate and tax-efficient manner.

There is a considerable difference between the wealth of older and younger generations today, and the gap is increasing. Young people are struggling to pay university fees and high rents before they even consider getting onto the property ladder. It is not surprising, then, that ‘The Bank of Mum and Dad’ has now become the UKs sixth largest lender*.

At the same time, the older generation are living longer, highlighting the importance of not only adequate pension and retirement provision, but also the possible need for funding professional care in later years.

In working with us, we will ensure that your own financial security is not compromised by over-stretching your position to support other generations. You can relax in the knowledge that your financial affairs are in experienced and professional hands.

* Source: Family Building Society [2020]

CEOs Welcome

After 30-years in the profession, I have learned a great deal about clients and how they like to receive financial advice. I believe that what most people are looking for is a long-standing relationship with an Adviser who is reliable, knowledgeable and above all, trustworthy.

After all, determining how we manage our finances during our lifetime and who should then benefit from them after we’ve gone, are some of the most important decisions we will ever have to make. It follows, then, that receiving the right independent advice and guidance is critical.

With all of this in mind, I founded GWM on what I consider to be the three core principals of advice: ‘Integrity, Trust and Experience’.

My Advisers are trained to look at every aspect of a client’s financial situation in order to create a holistic plan for them that will not only preserve, but also enhance multi-generational family wealth.

I would welcome the opportunity to offer this expertise to you and your family.

Tim Henderson
CEO & Principal IFA

Helping you through life’s financial landscape

Grow

Investing

We all want our money to work as hard as it can for us. Whether you have a new lump sum to invest or wish to review an existing portfolio, it’s important to give that money the best opportunity to grow.

Plan & Protect

Retirement

Retirement is all about you. It’s a time to do what you’ve always wanted, whether it’s traveling the world, taking up a new hobby or even starting your dream business. Whatever you plan to do, it’s important to take advice on your pension(s) and other investments to achieve the retirement you want and deserve.

Estate Planning

Manage and Distribute

Most people want to keep a degree of control when passing on their wealth. You may still require access, or may just want it used for a particular/specific reason. Receiving the correct guidance in this area is crucial to ensure your money ends up with the people you want, for the reasons you choose, in the most tax-efficient way.

Why is preparing for retirement and estate planning so important?

On average, how many people in the UK have not written their will?

Around 30 million people
Source: The Guardian [2020]

On average, how many people in the UK do not have a pension?

35% of the UK adult population do not have a pension
Source: Finder – Pension Statistics [2020]

In the tax year 2019-20, how much Inheritance Tax did HMRC receive?

£5.2 billion
Source
: Office of National Statistics (ONS) [2020]

What is the recommended private pension fund value required for a comfortable retirement?

Between £260,000 to £445,000 is considered to provide a comfortable retirement, depending on individual circumstances
Source: Finder – Pension Statistics [2020]

In 2019, what was the average life expectancy of a male and female?

Men: 79.9yrs and Women: 83.6yrs
Source: Office of National Statistics (ONS) [2020]

In 2019, what percentage of pensions accessed had a value of less than £10,000?

4 out of 10 (40%)
Source: Financial Conduct Authority (FCA) [2020]

Some of the above facts and figures may seem daunting, but with the right level of advice, guidance and planning – achieving financial security and peace of mind can be simpler than one may think.

Contact

Get in touch

Get in touch

01732 647107
info@gwm.org.uk